![]() Monthly budgets are quite popular and might be the first thing you think of, but it might help to consider other periods too. When creating your budget spreadsheet, you’ll need to specify the period over which you’ll track your expenses. You can note which subcategories are fixed (or fairly steady, like a job salary) or variable (like stock sales or contract work). ![]() The above concepts can also be applied to your income. Variable expenses: These expenses include things like dining out or shopping, in which the total from one month to another is likely to vary. ![]()
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